It is essential if you desire expansion and opportunities to be readily available.
Maintaining great credit conveys that you are trustworthy, responsible and likely a person of good character.
This is how economic stability lead to lifestyle balance and wellness.
How It Works
We provide a monthly discount to access all 3 Bureau reports and scores. Instead of paying $19.95 for 1 Bureau report, you may . www.smartcredit.com/kreigns
A credit expert provides a detailed Credit Analysis.
We specialize in strategic planning and economic awareness. Our ideal client thrives on education and application. They take pride in their enhanced economic knowledge.
K. Reigns Group invest time in enhancing the long term financial success of our clients.
Our consultants are highly trained experts that educate far beyond credit.
We provide custom plans and education to not only build and maintain healthy credit but also provide guidance for wealth building, leveraging skills and overall well-being.
We equip our clients for long term success and skills to pass down to their loved ones. (Skills most didn't obtain from traditional education yet is essential to success and stability.)
We are not a credit repair company although you will gain excellent credit by working with our highly trained experts. We are an overall wealth and well-being company who happen to be experts of Credit Education and strategies. We focus on clients who desire to make economic stability and overall well-being a lifestyle change.
FREQUENTLY asked QUESTIONS
How does the Custom Credit Plan benefit me?
You save thousands of dollars.
Obtain knowledge to succeed in financial stability.
Build credit at your pace without the extra cost.
Reuse information instead of rehiring credit company if future issues occur on credit reports.
Share knowledge with your children and loved ones so they have a fair advantage in creating economic and lifestyle balance.
How long does it take to see results? How long to build credit completely?
It is common for most to experience a 50-100 point score increase within first 90 days. (contingent upon applying knowledge consistently.)
Every credit situation is different. If you have 20 derogatory accounts while another person has only a few derogatory accounts, you should expect your score increase to be slower yet consistent.
What should I do if I need additional credit coaching?
Some Packages include email assistance
The KRG online training membership contains step by step education and tips. Login from anywhere, anytime.
Read the Beyond Credit Blogs for additional tips.
Why do I need to know more than disputing inaccuracies?
There are many misconceptions in credit restoration.
There's a lot of bad information on Social Media platforms as well. (Amateur education)
Many do not understand why their score peaks and stagnates at the Mid-High 600's
There are specific strategies and leveraging skills needed to master credit and financial goals.
Why should I monitor all 3 credit reports and scores monthly?
For your security and confidence.
Catch fraud, and inaccuracies immediately.
All 3 Bureau reports need to be monitored and maintained to have great credit.
Not all inaccuracies report to all bureaus so its best to keep a keen eye on all reports and scores.
I buy everything in cash. Is it necessary for me to build credit?
You will never know when you have a need for credit. Simple as getting a high paying job. Many companies judge your reliability by your credit score.
You will be prepared to take advantage of investments and other opportunities without exhausting all of your liquid cash.
Having great credit is an excellent Leveraging tool to have if used properly.
You may be able to buy a home Cash but if there's a need to rent an apartment you will need credit. Most Apartment communities will not accept advance cash payments for legal reasons.